The 9 Largest Drivers for Real Estate Property Growth In California

The 9 Biggest Factors Influencing Real Estate Property Growth In California Many people frequently attribute California’s real estate success to a booming economy going on nationwide. While this factor is a contributor, it is not the only reason why real estate values are climbing higher in the state than most of the rest of the …

The Difference Between a Home Equity Loan & a Home Equity Line of Credit

The Defining Differences Between a Home Equity Loan & a Home Equity Line of Credit When people want to use their home as a financing advantage or leverage, a number of options are available. However, the processes, results, costs and fees are tremendously different, each with advantages and disadvantages. Much of this is procedural; the …

What To Expect During Your HUD-Approved Agency Counseling Session

What Happens When You Attend a HUD-Approved Agency Counseling Session?  One of the requirements all applicants have to meet is a counseling session with an approved HUD financial advising entity, typically a trained professional who can teach people about all the details of a reverse mortgage and has no profit motive in the process. Here …

Considerations When Selecting a Personal Finance Software System

Considerations When Choosing a Personal Finance Tool With something as important as your finances, you want to make sure that any software program you use is worth the time and effort you put into it. Each individual program was designed with a certain user profile in mind and not all of the programs are suited …

What is a Vacancy Rate & How Does This Help Predict Housing Markets?

A Guide on Vacancy Rates and How It Helps to Predict a Housing Market The ebb and flow of title holders and property constantly creates information about ownership, residence and vacancy. Over time, all of that information builds trends, which in turn can be used to make predictions about the property market of an area …

When Preparing a Household Budget What Categories Should I be Setting?

Categories You Must Include in Your Household Budget if You Want Success Budgets are personal things that will differ slightly from one person to the next. There are a number of categories, however, that pertain to the majority and should be included in your budget. In addition to the following categories, take stock of your …