How to Finance & Purchase an Investment Property Investing in real estate can be a smart way to build wealth and generate passive income. However, navigating the financing process and purchasing an investment property can be complex. This guide will walk you through the steps to secure financing and make informed decisions when buying [...]
Do I Qualify as a First-Time Homebuyer? Navigating the maze of home ownership might be daunting if it's your first time considering buying a home. The mortgage landscape seems complex to novices. But fear not, as US Lending Company is here to illuminate the path for those contemplating whether they meet the criteria [...]
8 Crucial Mortgage Questions Homebuyers Should Ask Purchasing a home is a significant investment, one that can bring many rewards but also requires careful consideration, especially for first-time buyers making such a substantial financial commitment. First, congratulations on taking this important step! Homebuying demands confidence, perseverance, and knowledge. If you're feeling uncertain about [...]
How to Build Wealth with Real Estate When you think of a real estate investor, you might picture a high-profile figure in a sleek suit. However, anyone who owns a home is already a real estate investor. Becoming one isn't as daunting as it seems; you just need to know where to begin. We [...]
How Important is my Credit Rating when Buying a Home? The short answer is very important. And it is worth protecting. Preserving your credit rating or score holds significant importance, particularly when considering a home purchase and applying for a mortgage loan. This milestone marks one of the largest loan amounts we typically [...]
Budgeting to Buy a Home Guide Now that the holiday season is behind us, it's time to fully implement those New Year's resolutions. If your goals involve financial objectives such as saving for retirement, clearing student loan debt, or purchasing a home, continue reading for valuable financial planning tips. The beginning of the [...]
Home Renovations for a Strong Return on Investment (ROI) One of the perks of owning a home is the ability to personalize it to your liking. While home renovations allow for customization, it's vital to recognize that these changes can influence your home's value, either positively or negatively. Not everyone desires a sunroom at [...]
Understanding a 3-2-1 Interest Rate Buydown In challenging times with high-interest rates, buying a home might seem daunting, but there are advantages. Higher rates often mean: Less competition. Lower prices. Motivated sellers are often open to concessions. This can include negotiation over closing costs and mortgage discount points. This is where the 3-2-1 Interest [...]
Unlocking Tax Savings: 5 Must-Know Deductions for Homeowners When it comes to homeownership, seizing every possible deduction can significantly boost your tax refund. You might be wondering how aspects like mortgage interest, home improvement expenses, and property taxes impact your annual tax bill. Let's unravel the complexity and explore the top tax deductions [...]
USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT
OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.
LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.
Not Available in New York.
©2025 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. Equal Housing Opportunity. www.apmortgage.com/
©Copyright 2025 | USLending Company | All Rights Reserved.
