Experienced Home Loan Professionals in Northern California

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Lending Confidence

The #1 Trusted Home Mortgage Loans & Refinancing company in Redding, CA

For over 20 years USLending Company has provided customers with a plan and pathway to homeownership. We love providing home loans for Redding CA and beyond!

We lend confidence as we guide you throughout the home buying experience, on time, and with the best terms possible. Our seasoned team provides our customers with years of industry knowledge and location insight that covers the entire Northern California region.

USLending is more than just a mortgage lending company…

We are Redding! 

Your Neighbors Are Here To Help.


Interest Rates


Initial Consultation


Down Payments

Connect With US, On Our App

The USLending Company Mobile Application was designed to guide the borrower through the loan process and provide real-time updates and communication to all parties involved, ensuring more efficient transactions and on-time closings.

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Quick Resources

First Time Home Buyer

Buying your first home is one of the exciting times in life. The last thing you want to do is lose the excitement because…


Whether you are moving to a target home, a smaller home, or moving to a new area you have the opportunity to start… 

Investment Property

Whether you are looking for a second home, an investment home to create an extra source of income or a vacation home… 


Refinancing opportunities are available regardless of the type of loan you currently have on your property. Whether you…


Are you ready to remodel your home? Refinancing may be a great way to free up cash to be able to do renovations…

Reverse Mortgage

A reverse mortgage also referred to as a ‘Home Equity Conversion Mortgage’ or H.E.C.M, is a unique loan designed…

What Our Clients Are Saying

“Mark was excellent. Very on top of it, straightforward forward and got business done! He got us an outstanding interest rate. He kept everyone accountable and made sure deadlines were met.”

I have used Molly for 2 loans now and both times were great. Everything went smoothly. Molly was very helpful throughout the entire process. This was my second loan with Molly.

“Bil was so great to work with. He was in constant communication. He made sure to get answers to my questions quickly. Bil was easy to reach and would get back to me promptly when I would leave a message. The experience was pretty seamless. I knew Bil was looking out for my best interest. Thank you!”

“Cindy and her team were nothing short of fantastic!! Her process and professionalism match her reputation.”

“Julie and her team are professional, prompt, helpful. and personable. They go the extra mile to ensure their clients are assisted properly and satisfied.” 

“Brian Marker of US Lending Co. was professional, thorough, and efficient when it came to helping me with my home refinance. In the past, I have hesitated to go through the refinance process because handing over such personal information to a stranger seemed daunting, but knowing Brian’s character allowed me to feel at ease throughout this process. I am so thankful to have had his help.” 

“Rob was professional, friendly, and most importantly patient while assisting us with our refi. When I had questions Rob either had or got the answer for us regardless of how big or small the question was. Thanks for your help, Rob. S & K”

 “Tyler was extremely easy to work with, and got us a better deal than what I could find on the big websites. Forms were all electronic signatures until final closing.”

“Jim was so helpful. Would recommend him to everybody. Professional and was able to answer all my questions.”

“Incredibly personal service, and was impressed with the sense of urgency that we experienced.“

“Lon was an awesome help. He shopped around for the best rates and was very friendly. He also kept us updated and informed every step of the way.” 

“We had an unusual buying packet but Jerry stayed with us until everything worked out for us.”

“Thank you for being my lender and doing such a great job! Very helpful, friendly, informative, and responsive are all characteristics that Greg provided for me. I’d recommend him to anyone!”

“Diane was great to work with. The whole process was smooth and worry-free. Much appreciated since this was the first time I’ve done this on my own.”