Experienced Home Loan Professionals in Northern California

Lending Confidence

The #1 Trusted Home Mortgage Loans & Refinancing company in Redding, CA

For over 20 years USLending Company has provided customers with a plan and pathway to homeownership. We love providing home loans for Redding CA and beyond!

We lend confidence as we guide you throughout the home buying experience, on time, and with the best terms possible. Our seasoned team provides our customers with years of industry knowledge and location insight that covers the entire Northern California region.

USLending is more than just a mortgage lending company…

We are Redding! 



Your Neighbors Are Here To Help.


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The USLending Company Mobile Application was designed to guide the borrower through the loan process and provide real-time updates and communication to all parties involved, ensuring more efficient transactions and on-time closings.

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Quick Resources

First Time Home Buyer

Buying your first home is one of the exciting times in life. The last thing you want to do is lose the excitement because…



Whether you are moving to a target home, a smaller home, or moving to a new area you have the opportunity to start… 


Investment Property

Whether you are looking for a second home, an investment home to create an extra source of income or a vacation home… 



Refinancing opportunities are available regardless of the type of loan you currently have on your property. Whether you…



Are you ready to remodel your home? Refinancing may be a great way to free up cash to be able to do renovations…


Reverse Mortgage

A reverse mortgage also referred to as a ‘Home Equity Conversion Mortgage’ or H.E.C.M, is a unique loan designed…


What Our Clients Are Saying

“Cindy and her team were nothing short of fantastic!! Her process and professionalism match her reputation.”

“Lon is amazing to work with! We’ve purchased houses before but Lon has been the easiest to work with by far. Even with our complicated loan and busy work schedules! He made everything easy and stayed in constant contact with us and our realtor. I highly recommend Lon and will definitely use him for any future needs!”

I have used Molly for 2 loans now and both times were great. Everything went smoothly. Molly was very helpful throughout the entire process. This was my second loan with Molly.

Great on communication, timeliness and providing information. Diane made the process seamless and as easy as we could make it! Very helpful and a delight to work with!

Made it easy to refinance my VA mortgage, was done quickly, and looked after me covering all basis. Responded when needed answers to questions promptly, was patient, professional, well adverse on what to do, interest rates were lower than expected, done all time, surpass my expectations, made me feel safe & comfortable, and closing was excellent. Thank you.

Jim Westerberg has been amazing throughout our entire loan process. We first contacted him about a year prior to deciding what we needed, and after choosing to build a house, he walked us step by step through the entire process until we closed on our loan. We felt the entire time that he was working specifically for us, determined to make each requirement an easy process. We could not have made our dream happen without Jim’s attention, assistance, and determination. Thank you Jim!

I was very surprised at how easy this process was. I anticipated a stressful process. It was explained to me in detail along the way in a clear, concise manner. These folks are consummate professionals. Five stars all the way. Most highly recommend.