2024 CalHFA Dream for All Shared Appreciation Loan Program NOTICE: The Registration Portal will open April 3, 2024, at 8:00 am PDT and close April 29, 2024, at 5:00 pm PDT. In the meantime, talk with an approved lender to get ready. Once borrowers are pre-approved they will register for a voucher. [...]
How Important is my Credit Rating when Buying a Home? The short answer is very important. And it is worth protecting. Preserving your credit rating or score holds significant importance, particularly when considering a home purchase and applying for a mortgage loan. This milestone marks one of the largest loan amounts we typically [...]
Why Should I Get an Annual Mortgage Review? Just as we make it a priority to have annual checkups with our doctors for our physical well-being, it's equally crucial to dedicate time each year to evaluate our financial health. One key component of this proactive financial checkup is the annual mortgage review. This [...]
Budgeting to Buy a Home in 2024 Now that the holiday season is behind us, it's time to fully implement those New Year's resolutions. If your goals involve financial objectives such as saving for retirement, clearing student loan debt, or purchasing a home, continue reading for valuable financial planning tips. The beginning of [...]
Unlocking Income: 5% Down Payment for Multi-Family Homes Think multi-family properties like duplexes, triplexes, or fourplexes are only for the elite? Think again! Now, you can enter the game with just a 5% down payment. Starting November 18, 2023, Fannie Mae slashed the down payment requirement for owner-occupied multi-family properties from 15-25% to [...]
Home Renovations for a Strong Return on Investment (ROI) One of the perks of owning a home is the ability to personalize it to your liking. While home renovations allow for customization, it's vital to recognize that these changes can influence your home's value, either positively or negatively. Not everyone desires a sunroom at [...]
8 Heartwarming Holiday-Giving Ideas for the Whole Family This Season As the holidays are fast approaching, it's more than just feasts and gatherings; it's a time for giving. We've collected 8 of our favorite holiday-giving ideas for giving back to others in this holiday season. Shifting the focus from personal wish lists to [...]
Understanding a 3-2-1 Interest Rate Buydown In challenging times with high-interest rates, buying a home might seem daunting, but there are advantages. Higher rates often mean: Less competition. Lower prices. Motivated sellers are often open to concessions. This can include negotiation over closing costs and mortgage discount points. This is where the 3-2-1 Interest [...]
Unlocking Tax Savings: 5 Must-Know Deductions for Homeowners When it comes to homeownership, seizing every possible deduction can significantly boost your tax refund. You might be wondering how aspects like mortgage interest, home improvement expenses, and property taxes impact your annual tax bill. Let's unravel the complexity and explore the top tax deductions [...]
USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT
OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.
LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA. Not Available in New York.
USLENDING COMPANY, 9242 SHAD CREEK DRIVE, JACKSONVILLE, FL 32226 (904) 316-1836
NMLS #1749972 | LICENSED IN CA, AZ, FL, OR, TX, AND MT.
OPERATES UNDER US LENDING COMPANY IN CA, FL, MT.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ AND OR
AZ BK 0906702. Not Available in New York.
LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.
©2024 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
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