Home Loan Types
 

Find the loan that is right for you.

The most important part of the loan process is to find the loan that is the best fit for you. There are lots of different loan options that you can qualify for depending on your income, credit score, and a variety of other factors. Below you can find information about each loan to help determine which loans will work best for your situation. We encourage you to come in for a free consultation to discuss your situation and goals so that we can get you set up with the right loan.


fha loans

Conventional Loans

Who It's For: Borrowers with good credit.

Benefits: Low monthly payments, 3% down.

Limitations: Interest rates increase with porer credit.

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fha loans

FHA 203(K) Streamline

Who It's For: Homebuyers wanting to remodel.

Benefits: Finance additional $ for remodelling.

Limitations: Remodel must be done in 6 months.

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fha loans

VA/CalVet Loans

Who It's For: Eligible US Military Veterans

Benefits: 0% down, flexible underwriting.

Limitations: Must stay in home for 5+ years

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fha loans

FHA Loans

Who It's For: Borrowers with moderate credit.

Benefits: Less hurdles, minimize down payment.

Limitations: Loan limits often apply.

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fha loans

USDA Loans

Who It's For: Borrowers looking to buy in rural area.

Benefits: 0% down, low monthly payments.

Limitations: Homes must be in eligible areas

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fha loans

CalHFA Loans

Who It's For: First time home buyers

Benefits: Low down payment.

Limitations: Purchase price, household income.

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conventional
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fha
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fha streamline
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usda
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calvet
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calhfa
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