Loans for the First-Time
Home Buyer in Redding, CA
Become an educated first-time home buyer.
Buying your first home is one of the most exciting times in life. The last thing you want to do is lose that excitement because of an over-complicated loan process. While there are a lot of different options and programs to choose from, the important thing is being confident that you get an appropriate loan and that you are being supported by your lending company.
Educated first-time home buyers who have done their research are the ones who get the optimal deals. Yes, the loan process is often unique to each person’s situation, but the goal as a first-time home buyer is to build your purchasing power. We’re here to help you get there.
YOUR CREDIT SCORE MAKES A DIFFERENCE
Ever wonder why you can go online and be approved for a credit card within 60 seconds?
Or get pre-qualified for a car without anyone even asking you how much money you make?
Or why you get one interest rate on your home loan, while your neighbor gets another?
We can help you understand and provide ideas for how to improve your credit score.
What are my loan options?
FIRST-TIME HOME BUYERS HAVE SOME GREAT LOAN OPTIONS.
Beyond choosing whether you will do a fixed-rate or adjustable-rate loan, there are many loan programs designed to help the first-time home buyer. Learning the basics about each option will help you make a smart and educated decision when you are ready to apply.
Every person has different needs and factors that affect which loan is appropriate for them, so our goal at US Lending Company is to get you the loan and terms to fit your situation. These are some popular loan programs that could be great for you to explore further:
