First Time Home Buyers Loans in Redding

Become an educated first-time home buyer.

Buying your first home is one of the most exciting times in life. The last thing you want to do is lose that excitement because of an over-complicated loan process. While there are lots of different options and programs to choose from, the important thing is being confident that you get an appropriate loan and that you are being supported by your lending company.

Educated home buyers that have done their research are the ones who get the optimal deals. Yes, the loan process is often unique to each person’s situation, but the goal as a first-time home buyer is to build your purchasing power. We’re here to help you get there.

Have questions?
You’re not alone!

What are interest rates?
How much can I borrow?
What is PMI and how can I avoid it?
What are the differences in loan types?
How much do I need for a down payment?
Is my credit good enough?






FHA Streamline







Which loan is appropriate for me?

To help determine which loan works for your situation, we can provide plenty of advice and free information to help you find an appropriate loan. Our goal is to give you all the tools and knowledge to make an educated decision on choosing an appropriate loan.

As well as providing information online, we are also available for a free consultation that will give you an opportunity to ask us any questions about the different loan options and programs, or about interest rates, and how to avoid private mortgage insurance. To start finding an appropriate loan, download our free mortgage guide and start understanding your options and increasing your buying power.

At US Lending you get more than just a loan.

You get a team of mortgage professionals supporting you every step of the way, helping you achieve your home ownership goals. We are solution-oriented, always looking to qualify and create pathways toward home ownership for everyone we see. Our passion is to help people see their home-ownership dreams come true.


Real Estate Offices trusted US Lending as their primary recommended lender. (2015 figures)


Real Estate Agents worked alongside US Lending. (2015 figures)


Clients were able to successfully complete their loan when pre-approved by US Lending. (2015 figures)

Come in for a free consultation!