Mortgages For Moving

Northern California Mortgages for Relocating

Home>Mortgages For Moving Across Town, Upsizing, Downsizing, & Relocating

Are you looking to upsize or downsize?

Whether you are moving to a larger home, a smaller home, or moving to a new area you have the opportunity to start creating financial stability for your family. Regardless of the type of move you are making, the most important thing is that the transition is smooth. The last thing you should have to worry about is whether you got the right loan or not.

We understand that this isn’t your first time getting a loan, but we also have helpful resources to give you that extra certainty that you are on the right path home. US Lending Co is your source for mortgages for moving of all kinds.

REASONS TO CONSIDER RELOCATING TO REDDING, CALIFORNIA

When you think of California, Redding may not be the first city that comes to mind. But that’s what makes it great. If you’re looking for a fresh start, consider one of these reasons to relocate to Redding, California. Watch the video!

WE CAN HELP YOU GET THOSE QUESTIONS ANSWERED

What kind of loan is appropriate for me?
How much can I borrow?
How much will I need for closing costs?
What are the current interest rates?
What happens when interest rates go up?

What are my loan options?

COMMON LOANS USED WHEN MOVING

In many situations, a conventional loan is an appropriate option for relocating. We understand that this likely isn’t your first loan, but there are still several factors that will affect your interest rates, how much you have to put down, or if you’ll need to refinance the home that you have now.

Below is an overview of the loan options to help you relocate smoothly into your new home. Select one to learn more about a particular loan type.

Main Loan Options

Conventional Loans

LEARN MORE!

Conventional Loans

  • Who It’s For: Borrowers with good credit.
  • Benefits: Low monthly payments, 3% down.
  • Conditions: Interest rates increase with poorer credit.

FHA Loans

LEARN MORE!

FHA Loans

  • Who It’s For: Borrowers with moderate credit.
  • Benefits: Fewer hurdles, minimize down payment.
  • Conditions: Loan limits often apply.

NEW Construction

LEARN MORE!

NEW Construction Loans

  • Who It’s For: You’re building a new home.
  • Benefits: Streamlined application & draw process.
  • Conditions: Up to 12 months to complete construction.

USDA Loans

LEARN MORE!

USDA Loans

  • Who It’s For: Borrowers looking to buy in rural areas.
  • Benefits: 0% down, low monthly payments.
  • Conditions: Homes must be in eligible areas.

VA/CalVet Loans

LEARN MORE!

VA/CalVet Loans

  • Who It’s For: Eligible US Military Veterans.
  • Benefits: 0% down, flexible underwriting.
  • Conditions: Must live in the home for 5+ years.

CalHFA Loans

LEARN MORE!

CalHFA Loans

  • Who It’s For: First-time home buyers.
  • Benefits: Low down payment.
  • Conditions: Purchase price, household income.

WHICH LOAN IS APPROPRIATE FOR ME?

To help determine which loan works for your situation, we can provide plenty of advice and free information to help you find an appropriate loan. Our goal is to give you all the tools and knowledge to make an educated decision on choosing an appropriate loan.

As well as providing information online, we are also available for a free consultation that will give you an opportunity to ask us any questions about the different loan options and programs, or about interest rates, and how to avoid private mortgage insurance. To start finding an appropriate loan, download our free mortgage guide and start understanding your options and increasing your buying power.

0
Real Estate Offices trusted US Lending as their primary recommended lender.
0
Real Estate Agents worked alongside US Lending.
0%
Clients were able to successfully complete their loan when pre-approved by US Lending.

SET UP A FREE CONSULTATION!