Why Should I Get an Annual Mortgage Review? Just as we make it a priority to have annual checkups with our doctors for our physical well-being, it's equally crucial to dedicate time each year to evaluate our financial health. One key component of this proactive financial checkup is the annual mortgage review. This [...]
Unlocking Income: 5% Down Payment for Multi-Family Homes Think multi-family properties like duplexes, triplexes, or fourplexes are only for the elite? Think again! Now, you can enter the game with just a 5% down payment. Starting November 18, 2023, Fannie Mae slashed the down payment requirement for owner-occupied multi-family properties from 15-25% to [...]
8 Heartwarming Holiday-Giving Ideas for the Whole Family This Season As the holidays are fast approaching, it's more than just feasts and gatherings; it's a time for giving. We've collected 8 of our favorite holiday-giving ideas for giving back to others in this holiday season. Shifting the focus from personal wish lists to [...]
USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN AR, AZ, CA, CO, FL, GA, HI, ID, KY, MT, NV, OR, SC, TN, TX, WA
OPERATES UNDER US LENDING COMPANY IN AR, CA, CO, FL, HI, KY, MT, OR, TN, TX, WA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, NV, SC – BK 0906702.
LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.
Not Available in New York.
TEXAS MORTGAGE BANKER DISCLOSURE CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
© 2026 American Pacific Mortgage Corporation. All rights reserved. This material is provided for informational purposes only and is not guaranteed to be accurate or complete. The programs described may not include all available options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Refinancing may result in higher total finance charges over the life of the loan. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Certain products may not be available in all states, and restrictions may apply. Please consult your loan advisor for complete details. Equal Housing Opportunity. www.apmortgage.com/
NOTE: Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.
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