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So far US Lending Company has created 100 blog entries.

4 Unique Complexities Of Investment Property Loans

2022-08-15T09:30:04-07:00

Investment Property Loans And 4 Complexities You Should Know There's a lot of potential money in real estate. There are plenty of different ways that you can invest as well. However, just like when you bought your primary residence, you likely don't have funds needed to buy an investment property outright and will need to [...]

4 Unique Complexities Of Investment Property Loans2022-08-15T09:30:04-07:00

Cash Out Refinance Vs Home Equity Loan: Which Is Better?

2022-08-15T09:30:17-07:00

The Big Comparison: Cash Out Refinance Vs Home Equity Loan If you're in need of extra cash (for whatever reason), then instead of applying for a personal loan, you might want to consider using your home as collateral for either a home equity loan or a cash out refinance. Both of these can be effective [...]

Cash Out Refinance Vs Home Equity Loan: Which Is Better?2022-08-15T09:30:17-07:00

Home Equity Loan vs. Refinance: Let’s Explore the Options

2022-08-15T09:30:31-07:00

Home Equity Loan vs. Refinance your Home? Assessing the Options If you're currently paying down a mortgage, then you have access to a number of loan options that other borrowers do not have. For example, you not only have the ability to refinance your home if you have equity in your home, but you can [...]

Home Equity Loan vs. Refinance: Let’s Explore the Options2022-08-15T09:30:31-07:00

6 Easy Steps For Your Mortgage Loan Process

2021-11-08T13:15:47-08:00

6 Easy Steps For Your Mortgage Loan Process Since the decision to become a homeowner is an important one (buying a home will likely be the biggest investment you ever make), familiarize yourself with the home mortgage process before you even begin house hunting. Odds are you'll need to take out a mortgage to purchase [...]

6 Easy Steps For Your Mortgage Loan Process2021-11-08T13:15:47-08:00

FHA Closing Costs: 6 Essential Tips For Lowering Your FHA Closing Costs

2022-08-15T09:30:44-07:00

6 Essential Tips For Lowering Your FHA Closing Costs Buying a new home is expensive—and not just because the price of a home is typically in the hundreds of thousands of dollars. First, actually moving into your new home is costly. Secondly, you'll need to make a down payment, even with an FHA loan. Thirdly, you'll [...]

FHA Closing Costs: 6 Essential Tips For Lowering Your FHA Closing Costs2022-08-15T09:30:44-07:00

How to Get a Home Equity Loan: 5 Steps to Take

2022-08-15T09:30:56-07:00

How To Get A Home Equity Loan And What You Need To Consider   As you pay off your home mortgage, you gain equity in your house. This equity is very valuable as an asset. In fact, if you need money for any reason, one of your options is to use that equity to obtain [...]

How to Get a Home Equity Loan: 5 Steps to Take2022-08-15T09:30:56-07:00

Advantages And Disadvantages Of An FHA Loan

2023-01-07T15:50:23-08:00

Advantages And Disadvantages Of An FHA Loan And Why It Matters If you want to become a homeowner, odds are you'll need to take out a home loan. Although you could try to get a traditional home mortgage through any number of lenders, you might want to consider looking into alternatives, such as federally backed [...]

Advantages And Disadvantages Of An FHA Loan2023-01-07T15:50:23-08:00

Navigating the VA Loan Process After Bankruptcy or Foreclosure

2022-08-15T09:32:06-07:00

Navigating the VA Loan Process After Bankruptcy or Foreclosure Being foreclosed on or being forced to file bankruptcy is an experience nobody wants to go through. People who have experienced foreclosures or bankruptcies often assume that they'll never be able to own a home again because their credit has been ruined and they'll never be [...]

Navigating the VA Loan Process After Bankruptcy or Foreclosure2022-08-15T09:32:06-07:00

FHA vs. Conventional Loans – Contrast and Comparison

2022-08-15T09:32:12-07:00

FHA vs. Conventional Loans – Contrast and Comparison Few homebuyers can afford to purchase property out of pocket. Even if you are financially secure, odds are you may need to take out a loan to buy or invest in property. However, those who are not financially secure have no choice but to take out a [...]

FHA vs. Conventional Loans – Contrast and Comparison2022-08-15T09:32:12-07:00
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943

USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT

OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.

www.apmortgage.com/

LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

Not Available in New York.

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©2025 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. Equal Housing Opportunity. www.apmortgage.com/

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