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So far US Lending Company has created 85 blog entries.

Most Common Assets Used as Collateral for a Home Loan?

2021-03-02T19:48:52-08:00

The Most Common Assets Used as Collateral for a Home Loan If you are in the market for a home, or looking to make updates to your existing home, the first step is often determining how much money you can borrow. Banks will not lend to just anyone, so you will need to have assets [...]

Most Common Assets Used as Collateral for a Home Loan?2021-03-02T19:48:52-08:00

How to Buy a House with No Money Down

2021-03-02T19:55:08-08:00

Is it Possible to Buy a House With No Money Down? If you’ve ever felt you couldn’t afford a mortgage, you’re not alone. Today in America, dreams of owning a home seem unattainable for many of our friends and neighbors. This is due to the high upfront down payments and the hangover of foreclosures from [...]

How to Buy a House with No Money Down2021-03-02T19:55:08-08:00

How Do Reverse Mortgages Work? Let’s Look at the Structure of Loans

2024-04-23T19:09:16-07:00

How Do Reverse Mortgages Work? Is it Right for Me? When it comes to your home loans, there are many options out there that can help you tap into the equity you have in your home. One of these options is a reverse mortgage. A reverse mortgage is aptly named as the key difference between [...]

How Do Reverse Mortgages Work? Let’s Look at the Structure of Loans2024-04-23T19:09:16-07:00

What is The Difference Between An Asset and a Liability?

2021-03-02T20:08:04-08:00

What's the Difference Between an Asset and a Liability? When it comes to your credit and your potential to borrow money, it is important to have a good understanding of both assets and liabilities. You not only need to know the difference but also need to be able to weigh them out to see your [...]

What is The Difference Between An Asset and a Liability?2021-03-02T20:08:04-08:00

Steps to Take When Calculating Your Current Asset Value

2021-03-09T13:03:40-08:00

Calculating Your Current Asset Value A key piece of financial wellness is taking the time to calculate and know where you stand, but how can you estimate that on any given day? While it may sound daunting, a good way to begin is by making a list of your assets. An asset is something you [...]

Steps to Take When Calculating Your Current Asset Value2021-03-09T13:03:40-08:00

What Are My Reverse Mortgage Solutions? Are Some Better Than Others?

2021-03-09T13:02:17-08:00

Types of Reverse Mortgage Solutions - Weighing Your Options A reverse mortgage is a type of loan that allows seniors to tap into the equity in their homes and use it for a variety of purposes such as medical bills, home improvements or taxes. As the name implies, a reverse mortgage does not require monthly [...]

What Are My Reverse Mortgage Solutions? Are Some Better Than Others?2021-03-09T13:02:17-08:00

Common Questions: Investing

2021-03-09T13:11:32-08:00

Common Questions: Investing We talk to people every day that aren’t just looking for a new home to move into but looking to purchase a home as an investment property. Maybe they’re ready to buy a larger house as their family grows and keep their original house as an investment property. Maybe they want to [...]

Common Questions: Investing2021-03-09T13:11:32-08:00

Common Questions: Initial Consultation

2021-03-09T13:14:11-08:00

Common Questions: Initial Consultation One of the most important parts of the loan process is the initial consultation with our clients. This gives us the opportunity to get to know each other face to face, and plan out a roadmap for the home-buying journey. This quick meeting sets the pace for the rest of the [...]

Common Questions: Initial Consultation2021-03-09T13:14:11-08:00

Common Questions: Closing Costs

2021-03-09T13:19:15-08:00

Common Questions: Closing Costs Imagine yourself purchasing your first home. You’ve found the perfect house for you and your family, you’ve saved up for a down payment, filled out all the paperwork, and made an offer on the house. You can see the end in sight! Then, out of nowhere, you start to see all [...]

Common Questions: Closing Costs2021-03-09T13:19:15-08:00
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943

USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT

OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.

LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

Not Available in New York.

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©2024 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

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