A No Down Payment Loan in California: Do I Qualify? Given the rising prices of homes in California and similar markets, the issue of being able to come up with a 20 percent down payment is extremely daunting or downright impossible for many would-be buyers. This is where a no down-payment mortgage begins to play [...]

Buying a Property to Live In or Invest In: Here's What You Need to Know Youth is wasted on the young, as the saying goes, and those who have aged realize the truth in the statement in terms of real estate investing. It’s Not surprising that many don’t consider investment ownership until much later in [...]

A Guide on Vacancy Rates and the Housing Market The ebb and flow of title holders and property constantly creates information about ownership, residence and vacancy. Over time, all of that information builds trends, which in turn can be used to make predictions about the property market of an area as a whole. Those predictions [...]

The Importance of Household Budgeting and Building a Savings Everybody knows what a budget is. You write down everything you owe for a month and hope you have enough money to cover it all, right? Not exactly. A budget is a bit more involved. With a budget, you write down categories that include all your [...]

A Quick Introduction to the Housing Market in California When 2018 first began it was supposed to be the year that real estate home sales and related things began to stop, grind to a halt, and the historically low mortgage rates fueling the buying with cheap home loans would disappear. We are now almost through [...]

Is it Possible to Buy a House With No Money Down? If you’ve ever felt you couldn’t afford a mortgage, you’re not alone. Today in America, dreams of owning a home seem unattainable for many of our friends and neighbors. This is due to the high upfront down payments and the hangover of foreclosures from [...]