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So far US Lending Company has created 85 blog entries.

Advantages And Disadvantages Of An FHA Loan

2023-01-07T15:50:23-08:00

Advantages And Disadvantages Of An FHA Loan And Why It Matters If you want to become a homeowner, odds are you'll need to take out a home loan. Although you could try to get a traditional home mortgage through any number of lenders, you might want to consider looking into alternatives, such as federally backed [...]

Advantages And Disadvantages Of An FHA Loan2023-01-07T15:50:23-08:00

Navigating the VA Loan Process After Bankruptcy or Foreclosure

2022-08-15T09:32:06-07:00

Navigating the VA Loan Process After Bankruptcy or Foreclosure Being foreclosed on or being forced to file bankruptcy is an experience nobody wants to go through. People who have experienced foreclosures or bankruptcies often assume that they'll never be able to own a home again because their credit has been ruined and they'll never be [...]

Navigating the VA Loan Process After Bankruptcy or Foreclosure2022-08-15T09:32:06-07:00

FHA vs. Conventional Loans – Contrast and Comparison

2022-08-15T09:32:12-07:00

FHA vs. Conventional Loans – Contrast and Comparison Few homebuyers can afford to purchase property out of pocket. Even if you are financially secure, odds are you may need to take out a loan to buy or invest in property. However, those who are not financially secure have no choice but to take out a [...]

FHA vs. Conventional Loans – Contrast and Comparison2022-08-15T09:32:12-07:00

USDA Loan Income Limits and Requirements – Calculating Eligibility

2022-08-15T09:32:22-07:00

USDA Loan Income Limits and Requirements - Calculating Eligibility If your family is shopping for a new home loan, there are several federal loan programs that you may want to look into. One loan program that has become increasingly popular over the years is the Single-Family Housing Guaranteed Loan Program, more commonly known as the [...]

USDA Loan Income Limits and Requirements – Calculating Eligibility2022-08-15T09:32:22-07:00

How to Qualify For a Home Loan

2022-08-15T09:32:43-07:00

How to Qualify For a Home Loan and Move on In! Making the decision to buy a home is an exciting moment in anybody's life. However, the process of actually buying a home can be quite challenging. Odds are that like most homebuyer hopefuls, you will need to take out a loan to afford the [...]

How to Qualify For a Home Loan2022-08-15T09:32:43-07:00

Deducting Loan Origination Fees On Your Taxes

2022-10-03T11:20:16-07:00

Reduce Your Tax Burden by Deducting Loan Origination Fees from your Taxes Buying a new house is expensive. Not only do you have to come up with a down payment in order to close on the home, but you'll also have to pay for closing costs, which typically vary from 2 to 5 percent of [...]

Deducting Loan Origination Fees On Your Taxes2022-10-03T11:20:16-07:00

Investing in Northern California Real Estate Vs the Stock Market

2022-08-15T09:32:58-07:00

Investing in Northern California Real Estate Vs the Stock Market A little while ago a team combining the think tanks of the University of California, the German Central Bank, and the University of Bonn worked on answering the question of which asset gave a better return over the last 145 years: real estate or stock [...]

Investing in Northern California Real Estate Vs the Stock Market2022-08-15T09:32:58-07:00

What is the Difference Between a HECM Loans and a Reverse Mortgages?

2022-10-03T11:21:25-07:00

What is the Difference Between HECM Loans and a Reverse Mortgages? The Home Equity Conversion Mortgage is offered to those over age 62 amid a plethora of multiple tools that take on the name of a reverse mortgage and similar. So it’s easy to understand how folks can be easily confused. Even experienced finance folks [...]

What is the Difference Between a HECM Loans and a Reverse Mortgages?2022-10-03T11:21:25-07:00

What are Common Household Budget Percentages Across Various Expenditures?

2022-08-15T09:33:17-07:00

What are the Most Common Household Budget Percentages? Following a budget is like a combination of a financial roadmap and peace of mind. By taking charge of how and where to spend your money, you enable yourself to control your money, rather than your money controlling you. Knowing how much money to allocate for certain [...]

What are Common Household Budget Percentages Across Various Expenditures?2022-08-15T09:33:17-07:00
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943

USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT

OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.

LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

Not Available in New York.

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©2024 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

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