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An Introductory Guide to the Housing Market of California

2021-03-02T19:45:29-08:00

A Quick Introduction to the Housing Market in California When 2018 first began it was supposed to be the year that real estate home sales and related things began to stop, grind to a halt, and the historically low mortgage rates fueling the buying with cheap home loans would disappear. We are now almost through [...]

An Introductory Guide to the Housing Market of California2021-03-02T19:45:29-08:00

Most Common Assets Used as Collateral for a Home Loan?

2021-03-02T19:48:52-08:00

The Most Common Assets Used as Collateral for a Home Loan If you are in the market for a home, or looking to make updates to your existing home, the first step is often determining how much money you can borrow. Banks will not lend to just anyone, so you will need to have assets [...]

Most Common Assets Used as Collateral for a Home Loan?2021-03-02T19:48:52-08:00

How to Buy a House with No Money Down

2021-03-02T19:55:08-08:00

Is it Possible to Buy a House With No Money Down? If you’ve ever felt you couldn’t afford a mortgage, you’re not alone. Today in America, dreams of owning a home seem unattainable for many of our friends and neighbors. This is due to the high upfront down payments and the hangover of foreclosures from [...]

How to Buy a House with No Money Down2021-03-02T19:55:08-08:00

What is The Difference Between An Asset and a Liability?

2021-03-02T20:08:04-08:00

What's the Difference Between an Asset and a Liability? When it comes to your credit and your potential to borrow money, it is important to have a good understanding of both assets and liabilities. You not only need to know the difference but also need to be able to weigh them out to see your [...]

What is The Difference Between An Asset and a Liability?2021-03-02T20:08:04-08:00

Steps to Take When Calculating Your Current Asset Value

2021-03-09T13:03:40-08:00

Calculating Your Current Asset Value A key piece of financial wellness is taking the time to calculate and know where you stand, but how can you estimate that on any given day? While it may sound daunting, a good way to begin is by making a list of your assets. An asset is something you [...]

Steps to Take When Calculating Your Current Asset Value2021-03-09T13:03:40-08:00

Common Questions: Initial Consultation

2021-03-09T13:14:11-08:00

Common Questions: Initial Consultation One of the most important parts of the loan process is the initial consultation with our clients. This gives us the opportunity to get to know each other face to face, and plan out a roadmap for the home-buying journey. This quick meeting sets the pace for the rest of the [...]

Common Questions: Initial Consultation2021-03-09T13:14:11-08:00

Common Questions: Closing Costs

2021-03-09T13:19:15-08:00

Common Questions: Closing Costs Imagine yourself purchasing your first home. You’ve found the perfect house for you and your family, you’ve saved up for a down payment, filled out all the paperwork, and made an offer on the house. You can see the end in sight! Then, out of nowhere, you start to see all [...]

Common Questions: Closing Costs2021-03-09T13:19:15-08:00

Common Questions: Loan Process

2021-03-09T13:29:42-08:00

Common Questions: Loan Process Here at US Lending, guiding people through the process of getting a loan and purchasing a home is kind of our thing. It’s definitely our favorite part of the job. There’s nothing like sitting down with a prospective home buyer who feels nervous and unsure and guiding them safely down the [...]

Common Questions: Loan Process2021-03-09T13:29:42-08:00

Common Questions: Down Payments

2021-03-09T13:47:02-08:00

Common Questions: Down Payments If you ask any person on the street why they haven’t purchased their first home yet, odds are that most of them will tell you that they haven’t saved up for a down payment. We hear this all the time at US Lending, and we’ve learned that most people have never [...]

Common Questions: Down Payments2021-03-09T13:47:02-08:00
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943

USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT

OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.

www.apmortgage.com/

LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

Not Available in New York.

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©2025 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. Equal Housing Opportunity. www.apmortgage.com/

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