Feeling overwhelmed by High-Interest Debt? High-interest credit card debt can be a significant financial burden. Paying off this debt with today's soaring interest rates can require substantial sacrifices. However, if you're a homeowner, there's an alternative that doesn't involve extreme austerity measures. You could tighten your purse strings, living on a strict budget while [...]
Refinance Rental Property: Understanding How It Works Rental properties can be an excellent investment; however, if you do own a rental property, you know that keeping your overhead low is important to maximize your return on investment. In fact, if you're not careful, the costs of owning and maintaining a rental property could end up [...]
The Big Comparison: Cash Out Refinance vs Home Equity Loan If you're in need of extra cash (for whatever reason), then instead of applying for a personal loan, you might want to consider using your home as collateral for either a home equity loan or a cash-out refinance. Both of these can be effective ways [...]
Home Equity Loans on Rental Property: What Are Your Options There are homeowners who own more than one property. In some cases, these additional properties may be secondary homes (such as vacation homes); in other cases, they may be investment properties. One type of investment property is a rental property. If you own a rental [...]
Are Refinance Closing Costs Flexible? Refinancing a mortgage can be a great way to save money, whether it's short-term (by reducing what you have to pay on a monthly basis) or long-term (by saving on interest). However, it's important to consider all of the associated costs before you decide to refinance your existing home mortgage. [...]
The Big Comparison: Cash Out Refinance Vs Home Equity Loan If you're in need of extra cash (for whatever reason), then instead of applying for a personal loan, you might want to consider using your home as collateral for either a home equity loan or a cash out refinance. Both of these can be effective [...]
Home Equity Loan vs. Refinance your Home? Assessing the Options If you're currently paying down a mortgage, then you have access to a number of loan options that other borrowers do not have. For example, you not only have the ability to refinance your home if you have equity in your home, but you can [...]
What is the Difference Between HECM Loans and a Reverse Mortgages? The Home Equity Conversion Mortgage is offered to those over age 62 amid a plethora of multiple tools that take on the name of a reverse mortgage and similar. So it’s easy to understand how folks can be easily confused. Even experienced finance folks [...]
Can Personal Finance Software Give You an Edge in Budgeting & Saving? People have been following one form of budget or another since a medium of exchange came into existence. The earliest cavemen may have used something like sticks or stones separated into piles (three stones for Oog, one for Grog). Next came things like [...]
USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
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©2024 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
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