Call Us Today! (530) 244-6830

About US Lending Company

This author has not yet filled in any details.
So far US Lending Company has created 100 blog entries.

Learn more about Vacancy Rates and the Housing Market

2023-08-04T20:02:05-07:00

A Guide on Vacancy Rates and the Housing Market The ebb and flow of title holders and property constantly creates information about ownership, residence and vacancy. Over time, all of that information builds trends, which in turn can be used to make predictions about the property market of an area as a whole. Those predictions [...]

Learn more about Vacancy Rates and the Housing Market2023-08-04T20:02:05-07:00

What Are the Qualification Requirements for a Reverse Mortgage?

2021-03-02T19:24:54-08:00

Walkthrough Guide: The Qualification Requirements for a Reverse Mortgage Many folks face the consideration of a reverse mortgage when they get to a point where they need additional cash flow and their current financial status is not providing a desired level. With the reverse mortgage tool, a person can use their home to provide a [...]

What Are the Qualification Requirements for a Reverse Mortgage?2021-03-02T19:24:54-08:00

What Household Budget Categories Should I be Setting?

2021-03-02T19:31:36-08:00

Categories You Should Include in Your Household Budget if You Want Success Budgets are personal things that will differ slightly from one person to the next. There are a number of categories, however, that pertain to the majority and should be included in your budget. In addition to the following categories, take stock of your [...]

What Household Budget Categories Should I be Setting?2021-03-02T19:31:36-08:00

The Pros and Cons of Reverse Mortgages

2021-03-02T19:34:46-08:00

Pros and Cons of Reverse Mortgages: Are They a Valuable Retirement Tool? There’s a lot of conflicting chatter on the Internet and by rumor about how reverse mortgages work. In addition, financial businesses in just about every city are pitching products for reverse mortgages with radio spots, or telling people they may miss out on [...]

The Pros and Cons of Reverse Mortgages2021-03-02T19:34:46-08:00

The Importance of Household Budgeting and Saving

2021-03-02T19:40:15-08:00

The Importance of Household Budgeting and Building a Savings Everybody knows what a budget is. You write down everything you owe for a month and hope you have enough money to cover it all, right? Not exactly. A budget is a bit more involved. With a budget, you write down categories that include all your [...]

The Importance of Household Budgeting and Saving2021-03-02T19:40:15-08:00

An Introductory Guide to the Housing Market of California

2021-03-02T19:45:29-08:00

A Quick Introduction to the Housing Market in California When 2018 first began it was supposed to be the year that real estate home sales and related things began to stop, grind to a halt, and the historically low mortgage rates fueling the buying with cheap home loans would disappear. We are now almost through [...]

An Introductory Guide to the Housing Market of California2021-03-02T19:45:29-08:00

Most Common Assets Used as Collateral for a Home Loan?

2021-03-02T19:48:52-08:00

The Most Common Assets Used as Collateral for a Home Loan If you are in the market for a home, or looking to make updates to your existing home, the first step is often determining how much money you can borrow. Banks will not lend to just anyone, so you will need to have assets [...]

Most Common Assets Used as Collateral for a Home Loan?2021-03-02T19:48:52-08:00

How to Buy a House with No Money Down

2021-03-02T19:55:08-08:00

Is it Possible to Buy a House With No Money Down? If you’ve ever felt you couldn’t afford a mortgage, you’re not alone. Today in America, dreams of owning a home seem unattainable for many of our friends and neighbors. This is due to the high upfront down payments and the hangover of foreclosures from [...]

How to Buy a House with No Money Down2021-03-02T19:55:08-08:00

How Do Reverse Mortgages Work? Let’s Look at the Structure of Loans

2024-04-23T19:09:16-07:00

How Do Reverse Mortgages Work? Is it Right for Me? When it comes to your home loans, there are many options out there that can help you tap into the equity you have in your home. One of these options is a reverse mortgage. A reverse mortgage is aptly named as the key difference between [...]

How Do Reverse Mortgages Work? Let’s Look at the Structure of Loans2024-04-23T19:09:16-07:00
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943

USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT

OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.

www.apmortgage.com/

LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

Not Available in New York.

BLOG

©2025 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply. Equal Housing Opportunity. www.apmortgage.com/

©Copyright 2025 | USLending Company | All Rights Reserved.

Go to Top