Unlocking Income: 5% Down Payment for Multi-Family Homes Think multi-family properties like duplexes, triplexes, or fourplexes are only for the elite? Think again! Now, you can enter the game with just a 5% down payment. Starting November 18, 2023, Fannie Mae slashed the down payment requirement for owner-occupied multi-family properties from 15-25% to [...]
Homestyle Loan vs 203k: Which Loan Suits Your Home Improvement Needs? When you're looking for a home to buy, there's a good chance that many of the houses that you’ll see need repair work or are missing features that you want. If the house is otherwise perfect for your needs, you may want to consider [...]
USDA Loan Income Limits and Requirements - Calculating Eligibility If your family is shopping for a new home loan, there are several federal loan programs that you may want to look into. One loan program that has become increasingly popular over the years is the Single Family Housing Guaranteed Loan Program, more commonly known as [...]
How Much Down Payment is Needed for First Time Home Buyers? Unlike other countries where living in apartments, flat or rentals, may be the norm, the American Dream is constructed around homeownership. This is no accident; everything from our tax structure to societal expectations defines achievement with buying a home. So at some point, almost [...]
How Much House Can You Afford to Buy? If this is your first time buying a home, or if this isn’t–how much house can you afford to buy? There are many factors that go into the home buying process, all of which can be comprised into two categories: 1) What do you have? 2) What [...]
USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT
OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.
LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
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Not Available in New York.
©2024 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
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