The 2026 CalHFA Dream For All Program: How to Get Ready Before It Opens California’s Dream For All program is making a highly anticipated return in early 2026—and it could be a game-changer for first-time and first-generation homebuyers across the state. This popular CalHFA program offers a unique way to cover your [...]
What Is Mortgage Underwriting? What Are The Stages? How Long Does It Take? If you're planning to buy a home and need to take out a loan, or refinancing an existing loan, you will have to find a lender. That lender will require that you provide certain documents along with your loan application before going [...]
What Is A Conventional Loan And Why Is It Common? As a homebuyer, you'll likely take out a home loan unless you have enough money in the bank to pay for a house outright. Since few people have this kind of money on hand, a mortgage is the most common way to buy a house. [...]
Homestyle Loan vs 203k: Which Loan Suits Your Home Improvement Needs? When you're looking for a home to buy, there's a good chance that many of the houses that you’ll see need repair work or are missing features that you want. If the house is otherwise perfect for your needs, you may want to consider [...]
USDA Loan Income Limits and Requirements - Calculating Eligibility If your family is shopping for a new home loan, there are several federal loan programs that you may want to look into. One loan program that has become increasingly popular over the years is the Single Family Housing Guaranteed Loan Program, more commonly known as [...]
Are Closing Costs on your Mortgage Tax Deductible? Buying a house is expensive. Even with a loan, you will still have to make a substantial down payment (depending on the type of loan you take out). On top of that, there are numerous closing costs that you will need to pay for. Fortunately, you can [...]
How To Get A USDA Loan With Bad Credit There aren't many home buyers out there that have the money on hand to buy a house outright, which is why the majority of them turn to home mortgages. However, lenders typically require borrowers to have above a certain credit score to mitigate the risk of [...]
First Time Home Buyer In California - Everything You Should Know Buying a home can be an intimidating process, especially if it's your first home. Considering that the purchase of a home is the biggest investment most people will ever make, the idea of buying a house can be daunting. However, if you're a first-time [...]
How To Get A Home Equity Loan And What You Need To Consider As you pay off your home mortgage, you gain equity in your house. This equity is very valuable as an asset. In fact, if you need money for any reason, one of your options is to use that equity to obtain [...]
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