Beyond choosing whether you will do a fixed-rate or adjustable-rate loan, there are many loan programs designed to help the first-time home buyer. Learning the basics about each option will help you make a smart and educated decision when you are ready to apply.

Every person has different needs and factors that affect which loan is appropriate for them, so our goal at US Lending Company is to get you the loan and terms to fit your situation. These are some popular loan programs that could be great for you to explore further: