Conventional Loans At A Glance

Minimum Down Payment: 3.00%*
Terms (Years) 30, 25, 20, 15 Fixed and Adjustable*
Gift Funds Allowed Yes
Eligible Homes Single & Multi-Family, Manufactured, Condo
Seller Paid Closing Costs Up to 3% of the Sales Price*
Loan Limits $417,000 Most US Counties | $625,500 AK & HI
MaxDTI 43% (Higher DTI’s May Be Allowed Up To 45% max)*
Minimum Credit Score 620 Mid-Score
Availability All US States, Owner Occupied, 2nd Home, Investment

*Other restrictions and guidelines apply. Please contact lender for full program details.