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So far US Lending Company has created 85 blog entries.

The Differences Between a Home Equity Loan & a Home Equity Line of Credit

2021-12-15T20:32:04-08:00

The Defining Differences Between a Home Equity Loan & a Home Equity Line of Credit When people want to use their home as a financing advantage or leverage, a number of options are available. However, the processes, results, costs and fees are tremendously different, each with advantages and disadvantages. Much of this is procedural; the [...]

The Differences Between a Home Equity Loan & a Home Equity Line of Credit2021-12-15T20:32:04-08:00

What are Home Equity Loans and How Do They Work?

2021-03-02T09:55:36-08:00

Home Equity Loans, What are They and How do They Work? As soon as a person reaches the wonderful status of being a homeowner, the realization of home equity and what it actually represents begins to occur as the second stage of homeownership. Home equity can be a powerful asset and tool to use, but [...]

What are Home Equity Loans and How Do They Work?2021-03-02T09:55:36-08:00

Key Differences in Household Budgeting vs. Personal Budgeting

2021-12-15T20:31:53-08:00

Household Budgeting vs. Personal Budgeting, What's Actually the Difference? People often use the terms household budget and personal budget interchangeably. This is not accurate. In some cases, a person living on their own can actually use them as the same thing but in most cases the two are different. The main difference between a personal [...]

Key Differences in Household Budgeting vs. Personal Budgeting2021-12-15T20:31:53-08:00

Housing Market Bubble Guide: What Are They & Should You Be Concerned?

2021-03-02T11:50:47-08:00

The Housing Market Bubble Guide: What Are They & Should I be Concerned? For anyone who had to live with the insanity of real estate in the 2000s and how it ended in 2009, the term “bubble” isn’t a figure of speech; it evokes a very real, tangible feeling of mayhem and economic ruin for [...]

Housing Market Bubble Guide: What Are They & Should You Be Concerned?2021-03-02T11:50:47-08:00

Upfront Costs with Buying a Property in California?

2021-03-02T12:10:28-08:00

Upfront Costs with Buying a Property in California? The single number that most people focus on when buying a home or property in California is the listed selling price. There is, however, a considerable amount of money associated with fees and expenses, to arrive at the final sales figure to close a deal. It’s here, [...]

Upfront Costs with Buying a Property in California?2021-03-02T12:10:28-08:00

What To Expect During Your HUD-Approved Agency Counseling Session

2021-03-02T12:22:58-08:00

What Happens When You Attend a HUD-Approved Agency Counseling Session?  One of the requirements all applicants have to meet is a counseling session with an approved HUD financial advising entity, typically a trained professional who can teach people about all the details of a reverse mortgage and has no profit motive in the process. Here [...]

What To Expect During Your HUD-Approved Agency Counseling Session2021-03-02T12:22:58-08:00

13 Reasons For Displaying Your Household Budget & Display It Prominently

2021-03-02T12:30:46-08:00

13 Reasons Displaying Your Household Budget Will Increase Your Chance Of Success Your budget does you no good if you create it and then never look at it again. Placing your budget in a drawer is a good case of "out of sight, out of mind". It is too easy to forget and continue with [...]

13 Reasons For Displaying Your Household Budget & Display It Prominently2021-03-02T12:30:46-08:00

Reverse Mortgage Line Of Credit Explained

2021-03-02T13:34:31-08:00

Reverse Mortgage Line Of Credit Explained People have heard of a reverse mortgage as a tool that older homeowners can use to add to their cash flow and finances using the equity in their home. However, the reverse mortgage line of credit, similar to a home equity line of credit is a somewhat different tool, [...]

Reverse Mortgage Line Of Credit Explained2021-03-02T13:34:31-08:00

The Effect of Population on the California Housing Market

2021-03-02T13:39:20-08:00

How Does the Population Affect the California Housing Market? The laws of supply and demand have always been the first suspects when the cost of a commodity goes through the roof and few can afford it. However, when it comes to California housing, the blame doesn’t sit solely on builders and buyers going into a [...]

The Effect of Population on the California Housing Market2021-03-02T13:39:20-08:00
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943
US Lending Company
Licensed by the Dept of Financial Protection and Innovation under the CRMLA (California Residential Mortgage Lending Act), NMLS# 1850 / CA DRE # 01215943

USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT

OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.

LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

Not Available in New York.

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©2024 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

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