Navigating a For Sale By Owner Purchase (FSBO) How We Can Help You Buy Without a Realtor When purchasing a home, most buyers rely on a real estate agent to help them through the process. However, in certain situations—such as buying from family or someone you trust—some buyers consider a For Sale By [...]
Why Winter is the Best Time to Buy a Home: Winter Home Buying - 2025 Market Insights As we step into 2025, many prospective homebuyers are waiting for the traditional spring market to begin their house-hunting journey. But what if waiting for spring means missing out on some of the best opportunities? Winter [...]
Pathway to Homeownership: Down Payment Assistance For Buyers with a 580 Credit Score or Better. Homeownership can feel out of reach for buyers with less-than-perfect credit. For many, the challenge of saving for a down payment and meeting credit score requirements creates significant hurdles. Thankfully, a groundbreaking solution is here: the Pathway DPA [...]
Your Guide to Refinancing: What Every Homeowner in Northern California Should Know Refinancing your home can be a powerful tool for Redding and Shasta County homeowners looking to optimize their finances—whether by lowering monthly payments, accessing home equity, or paying off a loan faster. But what exactly does refinancing involve, and how can [...]
The STaR Loan Program: Helping Public Servants Achieve Homeownership At US Lending Company, we understand the significant contributions made by public servants, whether they're teaching our children, protecting our communities, or saving lives on the front lines. That's why we're proud to offer the STaR Loan Program, created to give back to the [...]
How to Finance & Purchase an Investment Property Investing in real estate can be a smart way to build wealth and generate passive income. However, navigating the financing process and purchasing an investment property can be complex. This guide will walk you through the steps to secure financing and make informed decisions when buying [...]
Do I Qualify as a First-Time Homebuyer? Navigating the maze of home ownership might be daunting if it's your first time considering buying a home. The mortgage landscape seems complex to novices. But fear not, as US Lending Company is here to illuminate the path for those contemplating whether they meet the criteria [...]
8 Crucial Mortgage Questions Homebuyers Should Ask Purchasing a home is a significant investment, one that can bring many rewards but also requires careful consideration, especially for first-time buyers making such a substantial financial commitment. First, congratulations on taking this important step! Homebuying demands confidence, perseverance, and knowledge. If you're feeling uncertain about [...]
How to Build Wealth with Real Estate When you think of a real estate investor, you might picture a high-profile figure in a sleek suit. However, anyone who owns a home is already a real estate investor. Becoming one isn't as daunting as it seems; you just need to know where to begin. We [...]
USLENDING COMPANY, 2280 BECHELLI LANE, REDDING, CA, 96002 (530) 244-6830
NMLS #129988 | LICENSED IN CA, AZ, ID, OR, WA, TN, MT
OPERATES UNDER US LENDING COMPANY IN CA.
OPERATES UNDER AMERICAN PACIFIC MORTGAGE IN AZ, ID, OR, WA, TN, MT, & FL, AZ BK 0906702.
LICENSED UNDER THE OREGON CONSUMER FINANCE ACT.
Licensed by the Dept of Financial Protection and Innovation under the CRMLA.
Not Available in New York.
©2024 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
©Copyright 2025 | USLending Company | All Rights Reserved.
