Passive Real Estate Investments: How It’s Still Attainable

The Great Potential of Passive Real Estate Investment That’s Still Attainable One of the challenges of real estate investing is the amount of work that’s often involved in earning a profit. You typically have to be very involved in not just finding the right real estate to buy but also in ensuring that it turns …

What You Need To Know As A First Time Home Buyer In California

First Time Home Buyer In California – Everything You Should Know Buying a home can be an intimidating process, especially if it’s your first home. Considering that the purchase of a home is the biggest investment most people will ever make, the idea of buying a house can be daunting . However, if you’re a …

Are Refinance Closing Costs Flexible? – 6 Tips To Save

Are Refinance Closing Costs Flexible? Refinancing a mortgage can be a great way to save money, whether it’s short-term (by reducing what you have to pay on a monthly basis) or long-term (by saving on interest). However, it’s important to consider all of the associated costs before you decide to refinance your existing home mortgage. …

Home Loans For Single Mothers: 3 Alternative Ways To Own A Home

Home Loan For A Single Mother: Achieve Your Dream Home Being a single mother is a tough job. As a single mother, you’re not only responsible for your child (or children), but also for all of your household’s financial matters. Juggling all of these responsibilities is a challenge, to say the least. For many single …

Navigating the VA Loan Process After Bankruptcy or Foreclosure

Navigating the VA Loan Process After Bankruptcy or Foreclosure Being foreclosed on or being forced to file bankruptcy is an experience nobody wants to go through. People who have experienced foreclosures or bankruptcies often assume that they’ll never be able to own a home again because their credit has been ruined and they’ll never be …

USDA Loan Income Limits and Requirements – Calculating Eligibility

USDA Loan Income Limits and Requirements – Calculating Eligibility If your family is shopping for a new home loan, there are several federal loan programs that you may want to look into. One loan program that has become increasingly popular over the years is the Single Family Housing Guaranteed Loan Program, more commonly known as …

Investing in Northern California Real Estate Vs the Stock Market

Investing in Northern California Real Estate Vs. the Stock MarketA little while ago a team combining the think tanks of the University of California, the German Central Bank, and the University of Bonn worked on answering the question of which asset gave a better return over the last 145 years: real estate or stock investing? …

What is the Difference Between a HECM Loan and a Reverse Mortgage?

What is the Difference Between a HECM Loan and a Reverse Mortgage?The Home Equity Conversion Mortgage is offered to those over age 62 amid a plethora of multiple tools that take on the name of reverse mortgage and similar. So it’s easy to understand how folks can be easily confused. Even experienced finance folks can …

What are Common Household Budget Percentages Across Various Expenditures?

What are the Most Common Household Budget Percentages?Following a budget is like a combination of financial roadmap and peace of mind. By taking charge of how and where to spend your money, you enable yourself to control your money, rather than your money controlling you. Knowing how much money to allocate for certain expenses can …

The views, articles, postings and other information listed on this website are personal and do not necessarily represent the opinion or the position of American Pacific Mortgage Corporation.